Evelynne

Hi Folks,
KIVA , a california based organization is a fantastic idea that is working. Our family has been lending small amounts of money[$25.00/time] to individuals or groups of our choice around the world. These peoples are trying to start up or expand their small businesses. Example a elderly couple[with no family left at home] needed just enough money to purchase wood to make a ladder that they could then use to climb the coconut tree behind their small house so they could then sell them at the market. The money is repaid to you and then you re-invest again or you can have your money back.You receive regular reports that perhaps $3.17 has been paid back. I really think these direct micro-loans are equally or more important in our world of big aid groups. It is not a donation : it is a loan which the people agree to pay back. Check out the website It's worthwhile! Evelynne